Tuesday, January 22, 2008

What does "interest only" mean exactly?

I've had many mortgages on my various houses but I still wasn't sure exactly what that term meant.

Then I did some research and wrote this article:

http://www.flatfeerealestateguide.com/mortgage/interest-only.shtml

Wednesday, January 16, 2008

Foreclosure? You don't have to sell your home!

All is not lost.

There are quite a few options for you after you get that agonizing notice that your lender wants to foreclose.

Read on.....

An Overview of the Foreclosure Process - and How To Handle It

http://www.flatfeerealestateguide.com/foreclosure/foreclosure-overview.shtml

Tuesday, January 15, 2008

How To Get Your Credit Ready for the Home Loan Scrutiny

You can buff up your credit worthiness if you start well in advance of applying for that all important mortgage.

Read on:

http://www.flatfeerealestateguide.com/mortgage/mortgage-cleanup.shtml

Thursday, January 10, 2008

The building process of your home

If you are well prepared to build your own home with the help of an architect and a general contractor (unless YOU want to be the general contractor), then go ahead. Take the plunge. You probably will not regret the experience in the long run.

Read this article:

http://www.flatfeerealestateguide.com/articles/building-process.shtml

Sunday, January 6, 2008

Taking control of your mortgage lender

Keep saying to yourself: I am the customer. The mortgage lender is lucky to have me!

Often we get intimidated by mortgage people because we don't know their tech-speak. That happens with doctors and lawyers, too.

YOU are the customer. The lender will make a LOT of money because you are there. Keep that in mind. Also remember to study up on mortgages in general so you don't sound like an ignoramus. ;)

Take Control Of Your Mortgage Lender: 6 Tips

Read on...

http://www.flatfeerealestateguide.com/mortgage/mortgage1.shtml

Thursday, January 3, 2008

Adujstable Rate Mortgages

While it is true that Adjustable Rate Mortgages (ARM) can be dangerous for some people, they can also be a big help for others depending on their discipline and income.

Read more here:

Are Fixed Rate Mortgages Really the Way to Go?

http://www.flatfeerealestateguide.com/mortgage/fixed-rate.shtml